Planned System Maintenance

SmartLink, BizLink, and Mobile Banking services will be temporarily unavailable beginning at 8:00am on Sunday, March 25th as we conduct regular system maintenance.  We apologize for any inconvenience and appreciate your patience.
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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Money Market Deposit Account

The checking account that helps you earn more the higher your balance. Start with a minimum deposit of $1,000 or more - the greater your balance, the more interest you may earn with our tiered rate schedule.

Account Features:

  • Free Mastercard® Debit Card
  • Free SmartLink® Online Banking
  • Free Online Bill Pay
  • Free Mobile Banking (message and data rates may apply)
  • Free EasyLine Telephone Banking
  • Same Day Credit for your deposits made during normal business hours, Monday through Friday. Please note that check deposits may not be available for immediate withdrawal. This may impact transactions such as cash withdrawals, debit card activity, and online payments.
  • Access to thousands of surcharge-free ATMs, including at every Sheetz® location and thousands of MoneyPass® ATMs nationwide.
  • Canceled checks and deposit tickets returned monthly in a convenient image format.
  • No maintenance fee if your balance doesn’t fall below $1,000 any day of the statement cycle.

Effective as of 11/21/2024

BalanceRateAPY*Minimum Balance to Obtain APY*
$0-$999.990.04%0.04%$1.00
$1,000-$24,999.990.05%0.05%$1000.00
$25,000-$99,999.990.10%0.10%$25,000.00
$100,000 and greater0.15%0.15%$100,000.00
* Annual Percentage Yield
Your interest rate and annual percentage yield may change.
Fees reduce earnings.
Minimum balance to open a Clear Checking® Account is $50.
Minimum balance to open Money Market Deposit and Interest Checking Accounts is $1,000.
Minimum balance to open Prime 50 Checking Account is $500.
Minimum balance to open Investor Money Market Account is $10,000.
APY’s and rates are accurate as of 8/2/2022.
Clear Mountain Bank provides these rates for informational purposes only. These rates are subject to change and should not be used for financial or future planning. For actual current rates, please contact your local Clear Mountain Bank office.
Open an Accountabout Money Market Deposit
FeaturesClear CheckingInterest CheckingMoney Market Deposit AccountInvestor Money MarketPrime 50 CheckingStartFresh Banking
Minimum to Open$50$1,000$1,000$10,000$500$50
Minimum Balance Required$1,000$1,000$2,500$500None
Monthly Fee$2.50 *$8.00 (if below minimum)$8.00 (if below minimum)$8.00 (if below minimum)$8.00 (if below minimum)$9.95 ($6.95 w/ Direct Deposit)
Debit Mastercard®FreeFreeFreeFreeFreeFree
Online & Telephone BankingFreeFreeFreeFreeFreeFree
Unlimited Check Writing
Interest on Funds
Eligibility RestrictionsN/A for Corporations or PartnershipsMust be over 50For customers who do not qualify for traditional Checking
*none with eStatements or age 65+

Personal Checking

Learn More about Personal Checking

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